If you do mainly freelance or educational interpreting during the school year and freelance in the summer or VRS and have an Etsy store or…
You should really consider sitting down with a financial planner and a CPA.
It costs money.
Its also worth it. Specifically with all the changes in the tax code that are dropping on folks like like an apartment would if revisions in the building codes happen the same way the Trump tax cuts did (the very wealth would be fine. The rest of us would get crushed).
The amount you can save usually more than makes up for the up-front costs.
But you have to remember finding the right CPA or financial planner is like finding the right counselor or doctor or lawyer.
You have to play the field. One date is not a relationship.
If you have a CPA and you don’t feel they are working hard enough in your best interest then break-up and find someone new. See other people and don’t settle for less than you deserve.
When you find the one you really like, the one that works for you, then swipe right.